The Basics - Original Medicare

insurance

The majority of those 65 and better will receive Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) automatically, however others may have to sign up for it. In most cases how you access your Medicare benefits is dependent on whether you’re getting Social Security benefits. Original Medicare refers to those benefits provided under Part A and Part B.

A few quick facts about original Medicare:

In most cases individuals will automatically receive Part A and Part B starting the first day of the month in which they turn 65 years old. You should receive your original Medicare card in the mail 3 months before your 65th birthday.

Most people are enrolled in Part A when they turn 65, but some may choose to delay their Part B benefits. Find out more about whether you should take Part B.

You may choose to purchase a Medicare Advantage Plan (Part C) and/or prescription drug coverage (Part D), but there are specific times when you can sign up for or make changes to your Medicare coverage (annual election period is October 15 to December 7).