Understanding the Affordable Care Act
The Affordable Care Act (ACA) and the Health Insurance Marketplace can often be confusing and tricky, both to understand and navigate. We've prepared some information to help you understand them a bit better.
The ACA is a law that guarantees all Americans have minimum essential health care coverage. You can’t be denied ACA health insurance coverage because of a pre-existing health condition and you can’t be charged more for your plan because of it.
It’s important to know what’s required under the ACA:
Most everyone needs to have health insurance
When you’re looking for health care coverage, check the health plans you’re considering to be sure it says it meets “ACA minimum essential coverage.” There are several ways to buy health insurance: